What Is the CVV or Security Code on a Card?

Step by Step

1. Use the merchant, marketplace, carrier, bank, or card issuer's official website/app rather than a link in an unexpected email or text.
2. The CVV/CVC is a card security value used during some card-not-present transactions; it is separate from your PIN.
3. Save receipts, order numbers, tracking details, cancellation notices, and relevant communications.
4. For unresolved billing or delivery problems, follow the official merchant/payment-provider escalation process and observe any applicable deadlines.

If That Doesn't Work

• Pending authorizations, merchant billing names, refund timing, and dispute rights vary by merchant, financial institution, payment network, and transaction type.
• Never send passwords, one-time verification codes, full card credentials, or remote computer access to someone who contacts you unexpectedly about an order or payment.